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Tom Lindmark

I’m not sure that credentials mean much when it comes to writing about things but people seem to want to see them, so briefly here are mine. I have an undergraduate degree in economics from an undistinguished Midwestern university and masters in international business from an equally undistinguished Southwestern University. I spent a number of years working for large banks lending to lots of different industries. For the past few years, I’ve been engaged in real estate finance – primarily for commercial projects. Like a lot of other finance guys, I’m looking for a job at this point in time.

Given all of that, I suggest that you take what I write with the appropriate grain of salt. I try and figure out what’s behind the news but suspect that I’m often delusional. Nevertheless, I keep throwing things out there and occasionally it sticks. I do read the comments that readers leave and to the extent I can reply to them. I also reply to all emails so feel free to contact me if you want to discuss something at more length. Oh, I also have a very thick skin, so if you disagree feel free to say so.

Enjoy what I write and let me know when I’m off base – I probably won’t agree with you but don’t be shy.

Visit: But Then What




Tom Lindmark's Latest Articles | 366

A Look Behind Some Of The Unemployment Numbers

Oct 9, 2010| 

By now you all know the employment numbers for September were disappointing to say the least. Unemployment stuck at 9.6% and private sector job growth of 64,000... Read »

Betting on Mexico for the Next 100 Years

Oct 5, 2010| 

Would you invest in a 6% bond maturing in 100 years in a country in the midst of a mini-civil war and whose residents are so desperately poor that they will risk... Read »

Are The Legal Foreclosure Problems Working In Banks’ Interests?

Sep 30, 2010| 

Hopefully you have been following the tempest in a teapot issue about Ally Bank and now JP Morgan delaying foreclosures because they haven’t dotted all the i’s... Read »

Trashing Currencies

Sep 27, 2010| 

Liam Halligan and Ambrose Evans-Pritchard have two provocative columns this weekend that actually tie together quite nicely. The overall theme is governments debasement... Read »

Financing Green Tech

Sep 27, 2010| 

Felix Salmon thinks William Wild’s proposal for commercial bank financing of renewable-energy projects has merit. I think it’s pretty much illogical. Here is... Read »

Bonuses Survive Abysmal Performance At CalPERS

Sep 21, 2010| 

It would be easy to go ballistic over this article from CNBC on bonus payments at CalPERS. As its investment portfolio was losing nearly a quarter of its value,... Read »

Bringing Down The Unemployment Rate – How Hard Will It Be?

Sep 13, 2010| 

Here’s a really good, short paper from the San Francisco Fed about labor force participation rates. I know that probably is inducing glaze in your eyes, but stay... Read »

A New Program To Attack Underwater Mortgages

Sep 4, 2010| 

The Obama administration is, if nothing else, persistent in its efforts to turn around the housing market. The WSJ has the details on the next tilt at windmills... Read »

Some See Recovery in the Employment Report

Sep 4, 2010| 

I’ll keep my comments about the August employment report mercifully short. I suspect you’ve already absorbed more information than you need. First, here’s... Read »

Is It Time To Relax Frannie’s Underwriting Criteria?

Aug 29, 2010| 

Like Felix Salomon, I’m left a bit puzzled by the statements Joe Nocera makes in his piece in the NYT today with regard to the housing market. He suggests, without... Read »

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