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Tom Lindmark

I’m not sure that credentials mean much when it comes to writing about things but people seem to want to see them, so briefly here are mine. I have an undergraduate degree in economics from an undistinguished Midwestern university and masters in international business from an equally undistinguished Southwestern University. I spent a number of years working for large banks lending to lots of different industries. For the past few years, I’ve been engaged in real estate finance – primarily for commercial projects. Like a lot of other finance guys, I’m looking for a job at this point in time.

Given all of that, I suggest that you take what I write with the appropriate grain of salt. I try and figure out what’s behind the news but suspect that I’m often delusional. Nevertheless, I keep throwing things out there and occasionally it sticks. I do read the comments that readers leave and to the extent I can reply to them. I also reply to all emails so feel free to contact me if you want to discuss something at more length. Oh, I also have a very thick skin, so if you disagree feel free to say so.

Enjoy what I write and let me know when I’m off base – I probably won’t agree with you but don’t be shy.

Visit: But Then What




Tom Lindmark's Latest Articles | 365

Higher Savings Rates for the Very Bold

Jan 9, 2011| 

A friend pointed out this website to me. It offers information on savings rates available from a fairly wide selection of countries. It’s kind of fun to play around... Read »

Two Views Of The Housing Market

Jan 4, 2011| 

Lots of talk over the past few days about housing and its prospects for 2011. For the first time a few brace souls are coming out of the closet and proclaiming... Read »

Economy 2011: The Half Empty Case

Jan 4, 2011| 

Like most of you I think that we are in the midst of a recovery though it is tepid at best and fraught with peril from any number of different quarters. The market... Read »

The 20 Best Housing Markets

Dec 26, 2010| 1

This from Zillow.com is getting Tweeted about today and it is interesting. A couple of thoughts occur to me. First, if you take the time to read the Zillow reviews... Read »

Saving The EU

Dec 22, 2010| 

You probably know that I’m a Euro-pessimist. I fully expect the EU to emerge from its present crisis is some form resembling a free trade assemblage with most... Read »

Black Friday Disappoints

Nov 27, 2010| 1

According to the WSJ, Black Friday wasn’t as big a hit as the traffic numbers suggest. Black Friday sales rose only slightly from a year ago even though more... Read »

The Rat’s Nest That Is GM

Nov 2, 2010| 

Megan McArdle does the math on the government’s investment in GM and concludes that given the pricing of the company’s IPO that we are likely to lose at least... Read »

Is Countrywide Heading Towards a BK

Nov 2, 2010| 

Here’s an interesting scenario that Credit Agricole’s analyst, Mike Mayo, paints. He suggests that Bank of America (BAC) might find a Countrywide bankruptcy... Read »

Looking Beyond the Foreclosure Hysteria

Oct 10, 2010| 

After a week of mass media hysteria there are at least a couple voices of reason starting to speak out with regard to the foreclosure crisis. Steven Pearlstein... Read »

A Look Behind Some Of The Unemployment Numbers

Oct 9, 2010| 

By now you all know the employment numbers for September were disappointing to say the least. Unemployment stuck at 9.6% and private sector job growth of 64,000... Read »

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