Tom Lindmark

I’m not sure that credentials mean much when it comes to writing about things but people seem to want to see them, so briefly here are mine. I have an undergraduate degree in economics from an undistinguished Midwestern university and masters in international business from an equally undistinguished Southwestern University. I spent a number of years working for large banks lending to lots of different industries. For the past few years, I’ve been engaged in real estate finance – primarily for commercial projects. Like a lot of other finance guys, I’m looking for a job at this point in time.

Given all of that, I suggest that you take what I write with the appropriate grain of salt. I try and figure out what’s behind the news but suspect that I’m often delusional. Nevertheless, I keep throwing things out there and occasionally it sticks. I do read the comments that readers leave and to the extent I can reply to them. I also reply to all emails so feel free to contact me if you want to discuss something at more length. Oh, I also have a very thick skin, so if you disagree feel free to say so.

Enjoy what I write and let me know when I’m off base – I probably won’t agree with you but don’t be shy.

Visit: But Then What




Tom Lindmark's Latest Articles | 314

Obama May Ban Foreclosures, Further Decrees to Follow

Feb 25, 2010| 

Look, I’m not a card carrying member of the Tea Party and I’m not an uber-conservative, but who the Hell does Obama think he is? When did we mutate from a country... Read »

Subprime Sovereign Debt

Feb 21, 2010| 

It’s, I think, unlikely that we are going to witness the collapse of the European Union, though the revelations that it wasn’t only Greece which was cooking... Read »

Bank Regulation: Obama’s Bad Joke

Feb 18, 2010| 

Only the Congress of the United States is capable of this sort of monumental stupidity. It appears as if the responsibility for running a newly formed council of... Read »

Let The Foreclosures Proceed

Feb 16, 2010| 

I’ve said on more than one occasion that the eventual outcome of the crises in residential and commercial real estate will end when the government either runs... Read »

Where Oh Where Are the Jobs?

Feb 4, 2010| 

The sugar high from the very positive ISM manufacturing report on Monday is fading fast. Blame it on the unemployment numbers. The DOL report showed initial claims... Read »

What’s the End Game for A Long-Term Recession?

Jan 31, 2010| 

Henry Blodget has a good post with a couple of great graphs addressing the trends in federal revenues and expenditures. I’ll borrow the graphs and then offer a... Read »

Housing: Recovery is Hard to Spot in this Sector

Jan 17, 2010| 

As hard as they try, the banks and the Washington establishment seem unable to get a grip on a housing market that continues to spiral downwards. Delinquencies continue... Read »

Bonus Fury: Why the Bankers Misread Things

Jan 16, 2010| 

I’ve intended to write something along the lines of why the banks were so tone deaf that they missed the furor over their bonus payment plans. It’s seemed as... Read »

How Do We Deal with the Banks Now?

Jan 12, 2010| 

There’s so much comment on the bankers’ bonus plans and now the still vague plan from the administration to pull back some of the banks’ profits that I’ve... Read »

Banks: We Should Have Nationalized Them

Jan 9, 2010| 

There isn’t really much to add to this article from the NYT: The bank bonus season, that annual rite of big money and bigger egos, begins in earnest this week,... Read »