Comments on: First Premier Bank Offers Pre-Approved Credit Cards with ‘Only’ 79.9% APR

By: barbara

barbara — Sun, 20 Jun 2010 06:15:42 +0000

I like that, im with u I cant beleave of all them people carring on like that, bunch of stupid

By: Rich Dad Wisdom

Rich Dad Wisdom — Sun, 20 Dec 2009 17:00:57 +0000

80% interest rate!!! What a crazy world!!!
What would they think of next? 110%?

By: dee

dee — Wed, 11 Nov 2009 01:32:15 +0000

I got one of their offers in the mail today and decided to go online and check it out, after reading all of the horror stories and doing some research about the bank itself…I think I’ll take a pass.

By: dee

dee — Wed, 11 Nov 2009 01:29:53 +0000

Lauralie is probably one of their FIRST PREMIERS’ collectors….

By: Cindy

Cindy — Sun, 01 Nov 2009 19:37:34 +0000

Sounds like Lauralie is an employee, doesn’t it?

By: LAURALIE

LAURALIE — Sat, 24 Oct 2009 05:58:50 +0000

OK YES IT SOUNDS HI BUT DO THE MATH, THE DIFFERENCE BETWEEN 19.9 % AND THE 79.9% CARD PER $100 IS LESS THAN $5.50 AND IF YOU LISTEN WHEN YOU ARE TALKING TO YOUR CC REP THEY WILL TELL YOU THAT IF YOU USE THE 25 DAY GRACE PERIOD AND PAY OFF YOUR CHARGES IF WON’T COST YOU ANYTHING. AND IF YOUR SMART THIS IS WHAT YOU DO IN THE FIRST PLACE !! ONE MORE THING, THIS IS A GREAT CARD FOR REESTABLISHING YOUR CREDIT, YOU GOT YOURSELF INTO THIS MESS SO YOU EXPECT THEM TO FEEL SORRY FOR YOU, WHAT OTHER CREDIT CARD IS OFFERING YOU A SECOND CHANCE AFTER YOUR SMEAR YOUR CREDIT ? AND THEY REPORT MONTHLY TO THE 4 MAJOR CREDIT BUREAUS SO IF YOU PAY IT OFF MONTHLY (LIKE YOU SHOULD BE) THEN YOU ARE REPAIRING YOUR CREDIT SO YOU CAN GET OUT OF THE BAD CREDIT LINE AND GET BACK TO BEING IN A NORMAL PERCENTAGE. SO GIVE THIS COMPANY SOME CREDIT, THEY ARE THERE TO HELP YOU, ITS THE GOVT THAT HAS CAUSED THIS AND NOT TO MENTION ALL THE IDIOTS THAT APPLY FOR CREDIT CARDS, MAX THEM OUT AND THEN NEVER PAY FOR THEM, THAT IS WHY THEY HAVE FEES APPLIED TO THE CARDS, BECAUSE OF THE RISK IINVOLVED KNOWING YOU HAVE BAD CREDIT. SO NOW THAT THERE ARE LIMITS TO THE FEES THERE STILL HAS TO BE A WAY TO RECOUP IF YOU DON’T PAY YOUR CREDIT CARD, NOW DO YOU UNDERSTAND….

By: socalchiari

socalchiari — Thu, 22 Oct 2009 23:46:57 +0000

I just got one of these pre approved things … and like many Americans I’m scraping … especially since it’s nearing the end of the month… I don’t have any credit cards right now (paid off my last one 4 months ago! YAY!!!)… I thought I would just have a look… I looked alright and was completely shocked! For goodness sakes, I’ll bet loan sharks offer better rates than this bank! SO I did what everyone should do … I picked up my phone and started asking questions…
by the way …. here are some numbers for anyone who wants them:
First Premier Bank 1-800-603-8383 (credit card call center)
First Premier Bank 1- 605-358-3001 (open during business hours only)
Federal Reserve Board 1-888-851- 1920 (they hold FDIC Certificate #6085)

I contacted the FDIC… if it had been earlier in the day, I would have lodged my complaint already. However, I got to my mail late this evening… so first thing tomorrow, I am calling and exercising my right to COMPLAIN as an American! (LOL!)

In today’s economy this is tantamount to price gouging in a disaster. If someone is caught price gouging during a disaster (for things like water, gas, food…etc…) they can be tried for TREASON!
In my opinion, our economy is disasterous … and this is price gouging…. if it walks like a duck (you know the rest…)
Not to mention, what about our elderly who may not read all of the fine print?
Not fair and frankly UNAMERICAN!